⚠ Grant information is for general reference. Deadlines and eligibility change — always verify directly with the granting agency before applying.

Up to $43,900

FEMA Individual Assistance Program

Federal Emergency Management Agency

Federal disaster grants for individuals and families who lose homes or property in a declared disaster.

FederalGrantAvailable Nationwide

📅 Deadline: Typically 60 days from the disaster declaration date

Amount

Up to $43,900

Type

Grant

Source

Federal

Provider

Federal Emergency Management Agency

About this program

When the President declares a major disaster, FEMA's Individual Assistance program provides direct grants to survivors for housing repair, temporary housing, and other disaster-related needs. This is not a loan — it's free money that doesn't need to be repaid. Many survivors don't apply because they assume they won't qualify or don't know it exists.

Who qualifies?

US citizens, non-citizen nationals, or qualified aliens who live in a presidentially declared disaster area and suffered disaster-related losses. Renters and homeowners both qualify.

What you get

Grants for home repair, rental assistance while displaced, and other serious disaster-related needs. Up to $43,900 for housing assistance and other needs. Separate from SBA disaster loans.

Requirements

✓Live in a presidentially declared disaster area
✓Disaster-caused damage or losses
✓US citizenship or eligible immigration status
✓Primary residence affected

How to apply

1Register at disasterassistance.gov or call 1-800-621-3362
2Apply within the registration deadline (typically 60 days from disaster declaration)
3Be prepared to describe your losses — document with photos
4A FEMA inspector may visit to assess damage

Apply at the official source

Always verify deadlines and requirements directly with the granting organization before applying.